how to lower your monthly bills

With everyone focusing on saving money and getting out of debt, I wanted to share some easy steps you can take to lower your monthly bills.


One phone call to AT&T saved me about $15.00 per month on internet and landline service.

Almost all service providers have a Customer Retention Department or the equivalent. If you don't know the name of the specific department, just tell the customer service representative you're thinking about switching providers and they'll get you over to the right people ASAP.

Before you call, research a competitor that's offering compatible services at a lower rate than you're paying with your existing provider. I used this strategy when dealing with T-Mobile to get my cell phone bill reduced; I went online and compared two different companies that had similar rate plans. This signals to your company that you're serious and ready to drop them immediately if they aren't willing to work with you to lower your bill.

Ask the representative how long you've been a loyal customer. Although you know good and well how long you've been with them, this puts the attention on them to acknowledge the fact that you've chosen to do business with them for X number of years.

Here's something you can say to help get your point across: "As a consumer, I have choices and I've chosen to do business with you for 5 years." This is exactly what I said to AT&T.

More than likely, the representative will come back with something along the lines of the lower advertised rates only apply to new customers and not existing customers. I love it when they say this!

This is when you ask one simple question, "So you're saying I can't save money because I've chosen to remain a loyal customer for 5 years? If so, please tell me why I should remain your customer." You want to reinforce the fact that you're already a paying customer and have been for a long time. And when you ask why you should remain their customer, expect a brief moment of silence as the person on the other end of the phone tries to gather his/her thoughts.

Set aside a few hours one day before the end of this month and make the phone calls. Some companies will be more cooperative than others, but don't back down. If they flat out refuse to work with you, be prepared to make a decision to stay or move to another company. In my case, I was genuinely prepared to switch services

Which company are you going to call first? I suggest starting with the one that could save you the most money. Let me know how it went and how much you saved.


tips for shopping on Instagram

some of you have expressed an interest in checking out the Instagram shops i've featured. 

you know i'm all for supporting my fellow entrepreneurs, but i want to give you a few simple tips to ensure you have a good shopping experience.

if you can't see the video CLICK HERE

have you bought anything on Instagram yet? i'd love to answer your questions...drop em below!


keep the change | 2013 recap...2014 challenge

bent the rules for my December purchases...

if you can't see the video CLICK HERE

well...this one is behind us and i'm extremely excited about 2014.

i want to clarify what i said in the video. my "destination of choice" will be just that - the primary place i go to shop. however, it won't be the only place i'll shop. and if you're reading this wanting to know just where said place is. sorry. you gotta watch to find out!

so what do you think? is my 2014 challenge something you could do?

mentioned in this video: sumthinoldsumthinnew on Instagram


keep the change | $20 budget - November

November purchases from Cotton On...a store in Round Rock Premium Outlets.

if you can't see the video CLICK HERE.

all of these things brought so much joy to me and  my closet! can you tell?!

this wasn't my first time shopping at Cotton On. last year i picked up a hi-low floral printed top and put together this entire look for less than $40.

the year is winding down and while i've had fun on the Keep the Change journey - i'm looking forward to next year. i hope you stick around with me.


keep the change | $20 budget September & October

September and October purchases from Kohl's and ImperfectConcepts.com

if you can't see the video CLICK HERE.

only two more months left in the Keep the Change Challenge. i have an idea about what i could do for 2014...but the real question is would YOU be interested? 

are you burned out with shopping challenges?! do you get anything out of this kind of content?